There are no universal and absolutely reliable methods yet. But there are ways to minimize risks:
if banks offer additional security methods, linking the card to the phone, session passwords, etc. , they must dump card sites be used;
do not pass the card into someone else’s hands for a long time and always keep an eye on it;
do not insert the card into suspicious devices;
do not tell anyone the codes from the card, real Bank employees do not ask about it;
set up notifications about uni cc shop cvv card operations and confirmation of operations by sending a code to your phone;
set strong passwords for apps and don’t store them on the same device;
erase the CVV/CVC codes and save them elsewhere.