Annual service fee: in order not to overpay the Bank for using the card, choose the card class that cvv vbv shop suits you: if your monthly expenses do not exceed 50,000 rubles on average, then the most economical card with the lowest tariff will suit you perfectly. Of course, the revenue from using it will also be less.
Cash withdrawal. Forget about the fact that you can withdraw cash from a credit card – this is a direct road buy cc online shop to overpayment, because the Bank charges a Commission of 3-5% for each operation with a set minimum. Therefore, we only make non-cash payments using a credit card. If you need cash, use a debit card.